after

How long after paying off a credit card does it take to reflect on a credit report?

Question by penny g: How long after paying off a credit card does it take to reflect on a credit report?
Lets say I have 4 credit cards totalling $ 3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?

Best answer:

Answer by princess zaria
by the the collection agency has 3 months 2 update ur credit report, then they update it as paid in full or settled in full.

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火曜日, 1月 24th, 2012 Credit 3件のコメント

Q&A: How long does your credit score fall after filing chapter 7 bankruptcy?

Question by xyz87: How long does your credit score fall after filing chapter 7 bankruptcy?
I have credit score of around 210. I have unsecure debt of $ 85,000 with $ 0 income. I have been delinquent since 2008 and changed my phone number 3 times. And i’m getting sued by several creditors and my bank accounts are shut too.

Now that filing is just around the corner, how much lower can the credit score fall?

Best answer:

Answer by ConfusednOHIO
are you sure your score is that low? i thought 300 was the lowest. anyways~ bankrupcy will affect your credit for 7-10 years depending on which chapter you file and will drop it significantly.

chapter 7 is 10 years

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土曜日, 11月 5th, 2011 Credit 9件のコメント

Q&A: How does closing a credit account after a balance transfer affect your credit?

Question by sarah_capricorn25: How does closing a credit account after a balance transfer affect your credit?
I’ve read several yahoo answers about balance transfers in which the answerer advises NOT to close the credit account after transferring a balance. How does this negatively affect the account holder?

Best answer:

Answer by src50
Hurts it because it decreases your total available credit and closes an older account in favor of a newer one. Leave it open with zero balance.

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金曜日, 8月 19th, 2011 Credit 3件のコメント

What is a credit card company that will give you a second chance after chargeoffs?

Question by .:JuSt A GiRl:.: What is a credit card company that will give you a second chance after chargeoffs?
I would like to slowly restor my credit but I need to get another credit card and be responsible with it to get my score up. What company does this?

Best answer:

Answer by Tim
A chargeoff indicates that you were unable to pay your previous bill and the company had to take a loss because they were unable to collect the amount owed.

This will cause a big drop in your credit score and most lenders will forgive a low score, but not a chargeoff.

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金曜日, 7月 29th, 2011 Credit 2件のコメント

Q&A: What is the best way to restore your credit after a foreclosure or bankruptcy?

Question by justlilolme: What is the best way to restore your credit after a foreclosure or bankruptcy?
My fiancee had a home in another state that ended up in foreclosure. Now his credit score has suffered. What is the best and fastest way to try to reestablish his credit? Before the foreclosure his credit score was great. He also owns the home we live in and is current on all his bills.

Best answer:

Answer by seth v
play these lotto numbers 8, 24, 96, 89, 13, 21 its from a very good source

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水曜日, 3月 9th, 2011 Credit 4件のコメント

Poirot – Classic Crimes Collection (The Mystery of the Blue Train / After the Funeral / Cards on the Table / Taken at the Flood)

Poirot – Classic Crimes Collection (The Mystery of the Blue Train / After the Funeral / Cards on the Table / Taken at the Flood)

  • Tony Award-nominee David Suchet reprises his celebrated role as Hercule Poirot in the CLASSIC CRIMES COLLECTION–an exclusive collection of four brand-new A&E original films. Artfully adapted from Agatha Christie s famous mystery series, each multi-million dollar production features a top-notch cast, stunning settings, and, of course, enough murder and mystery to test the mettle of our inimitably

Studio: A&e Home Video Release Date: 05/30/2006The incomparable David Suchet reprises his role as Agatha Christie’s indefatigable Belgian sleuth Hercule Poirot in this collection of four A&E teleplays. Poirot is older now, and mostly solo in solving his crimes, without his previous sidekicks Hastings and Japp. Yet the world-weary Suchet is as compelling as ever to watch, surrounded by the decadent rich who seem to find murder an easy solution to life’s inconveniences. The Mystery of the Blue Tr

List Price: $ 59.95

Price:

3x Digital Booster Credit + Serperior Pokemon Trading Card Game Online Code TCGO
US $1.99 (0 Bid)
End Date: Wednesday Feb-22-2012 22:01:12 PST
Bid now | Add to watch list

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日曜日, 3月 6th, 2011 Online Credit Card 3件のコメント

Q&A: How long after I use credit will it take to have a credit report?

Question by Zachary Keller: How long after I use credit will it take to have a credit report?
I am 18, and some services such as PayPal and SmartyPig require a credit history in order to verify your identity. I was wondering if I was to go out today and get a credit card or sign up for a store credit card how long would it be till the credit bureaus have me in their database?

Best answer:

Answer by Winston2
Most credit cards and store credit cards report monthly. If you got a card today and used it right away, that would be enough for them to report. However, they would not report it until after your first payment due date. Basically, it would be more than a month before anything was on your report but probably closer to two months.

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土曜日, 3月 5th, 2011 Credit コメントはまだありません

How long does it take to get your credit score up after you file for bankrupcy ?

Question by Unknown12: How long does it take to get your credit score up after you file for bankrupcy ?
Someone I know recently filed for bankruptcy not even a year ago. And she throws it in my face that her credit score is higher than mine and that she can get a house and I cant. I dont have anything wrong with my credit score and never filed for bankruptcy I just have a couple credit cards. Really how long does it take to increase your score? And dont banks look down on people that file?

Best answer:

Answer by The Great Gazoo
bankruptcy lasts for 7 years after that you can try to rebuild credit

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月曜日, 2月 28th, 2011 Credit 9件のコメント

How long after paying off collections will it take to improve my credit score?

Question by Rebecca: How long after paying off collections will it take to improve my credit score?
I wish someone would have told me when I was younger all the things that would affect my credit score, and how important that is!!! So here’s my story…I moved out of an apartment before my lease expired, and I was charged aproximately $ 5k, which was rent for the remainder of my lease. I didn’t pay it, so it went to collections and was reported to all 3 bureau’s. In addition to that, I had about $ 2k more debt (medical) that also went to collections. I recently took out an auto loan (against a truck I already own) to pay off this debt, plus some other expenses that came up without warning. So, how long will it take for my credit score to improve now that my debts are settled? I have 3 credit cards that are paid on time (in full) every month, and my auto loan will be paid on time every month. The only other credit history I have is an auto loan that is paid in full (all payments were made on time). Currently my credit score is 545, I would like to see it in the 600′s ASAP!

Best answer:

Answer by wayfaroutthere
If you are back on track, you should see improvement (and credit card offers) very soon–about a year.

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水曜日, 2月 23rd, 2011 Credit 3件のコメント

Q&A: How long does it take to rebuild your credit after paying off a charged off card?

Question by itzgrl101: How long does it take to rebuild your credit after paying off a charged off card?
I have a credit card that has been charged off, with a balance of $ 850 the limit on the card was $ 350.Sad I know. Im working with the company to get it paid off, someone told me it would make my credit score go up from 550 to 650 in about 60 days. Does anyone know if this is true and if not about how long will it take to rebuild my credit?

Best answer:

Answer by CatDad
No…..a 100 point jump in a FICO score so soon after a charge-off will not happen…sorry. Debt collectors will tell you anything you want to hear to get your money from you.

- When a credit card is charged-off as bad debt, you need to understand that the damage to your credit is already done and there is no undoing it. Don’t make the mistake of simply cutting a check to whatever collection agency has the debt for the charge-off and assume that your credit rating will be magically restored…Doing so will not remove it from your credit reports. It will simply be updated to a “Paid Charge-Off,” which, while slightly better, is still a seriously derogatory item. Per the Fair Credit Reporting Act, a charge-off, whether paid or not, can remain on a consumer’s credit reports for up to seven years. This does not mean that you will have bad credit for the entire 7 years though. The main damage of a charge-off will last at least two years….after that you score will start to go back up.

If you’re going to pay off old-charged-off debt anyway, then you might as well negotiate the lowest, rock bottom settlement you can possibly get, being that the negative charge-off notation is going to stay for 7 years on your credit report, regardless of whether the charge-off is paid or unpaid. …Offer 25% at start from there.

Mail them a vaguely worded statement like:

I am willing to settle this matter for 25% of the original amount. This is in no way an admission of this debt, but rather an attempt to settle this matter. Your firm must send me a written agreement on your company’s letterhead that you will accept this amount as “payment in full” and that this issue will be settled. Upon receipt of this agreement, I will mail you a money order for this amount.
- Get all terms of any settlement deal you reach with debt collectors IN WRITING BEFORE you give them your money. This letter should state the settlement amount and that the account will be “paid in full” upon receipt of this amount from you. Keep the letter in a safe place. Never accept settlement deals over the phone that are not backed up in written terms. If you don’t, the debt collectors will deny that any settlement was ever made once they get your “settlement” money and will come back demanding more money from you.

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日曜日, 2月 13th, 2011 Credit 1件のコメント
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