How long after paying off a credit card does it take to reflect on a credit report?

Question by penny g: How long after paying off a credit card does it take to reflect on a credit report?
Lets say I have 4 credit cards totalling $ 3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?

Best answer:

Answer by princess zaria
by the the collection agency has 3 months 2 update ur credit report, then they update it as paid in full or settled in full.

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火曜日, 1月 24th, 2012 Credit

3件のコメント to How long after paying off a credit card does it take to reflect on a credit report?

  1. Around 60 days assuming you’re talking about active credit card accounts, not defaulted loans sold to collection agencies.

  2. src50 on 1月 24th, 2012
  3. Most places have up to 60 days legally, but a lot of credit card places report every 30 days.

  4. cheeba0228 on 1月 24th, 2012
  5. it is said that you will have to wait 3-4 months before your credit report will reflect you payments and your score will change. I did the same about 4 months ago and it gust showed on my credit report

    I’ve had good info about it here:

    http://buildcredit.ifastnet.com

    Best regards.

  6. cris f on 1月 24th, 2012

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